Victor heads the Citi Ventures’ incubation program (D10x) for Citi’s Institutional Clients Group (ICG), which takes a client-centric, entrepreneurial, mid-term perspective on growth and disruption of wholesale banking. In his role, Victor strives to provide a unique point of view to Citi’s Leadership, informed by targeted, thematic experimentation and commercially-driven, greenfield product, service, and/or capability development. Originally from Bulgaria, Victor is a seasoned entrepreneur, global citizen, and systems thinker with keen interests in business model innovation and automated decision support systems. He has over a decade of experience in building and scaling technology startups across the globe. His venture involvements range from intelligent content curation and discovery through forestry tokenization to HR automation and talent analytics. He holds an MS in Decision Sciences from the London School of Economics, a double MS in System Dynamics Modelling from the University of Bergen in Norway and Radboud in the Netherlands, and a BSc in International Business from the Copenhagen Business School.