Teresa Ghilarducci, PhD, holds the Bernard L. and Irene Schwartz Chair in economic policy analysis at The New School for Social Research. Her latest proposal—co-written by Kevin Hassett in March 2021—to expand the benefits of 401(k) savings by enrolling all US workers in a program like the federal Thrift Savings Plan has received attention from NPR, CBS, Bloomberg, and more. She is the author of numerous books published by Princeton University Press, MIT University Press, and Columbia University Press. Her latest book, co-authored with the Blackstone Group's Tony James, argues our financialized pension system destabilizes the macroeconomy and fails to provide equitable, adequate, and efficiently delivered retirement income. It outlines a bold policy vision to create Guaranteed Retirement Accounts for all American workers. Her research areas concern automatic stabilizers, financialization, and labor market dynamics. Ghilarducci joined The New School in 2008 after 25 years as a professor of economics at the University of Notre Dame. From 2007 to 2009, she served as Wurf fellow with Harvard Law School's Labor and Worklife Program. Since 2009, Ghilarducci has served as a court-appointed trustee to the UAW Medical Trust Board, which manages $60 billion dollars for over 800,000 members. Since 2002, she has served as a member of the General Accounting Office Retirement Policy Advisory Panel. Ghilarducci holds a PhD from the University of California, Berkeley.