"New Approaches to Long-Term Care Access for Middle-Income Americans" summarizes the key findings of a Financial Innovations Lab® organized by the Milken Institute Center for the Future of Aging and Innovative Finance teams in Fall 2020. The Lab convened an expert group of stakeholders from government, health care, long-term care delivery, senior housing, insurance, technology, finance, and academia to develop solutions to improve access to quality affordable long-term care for middle-income households.

Based on extensive market research, the Milken Institute analyzed the most significant barriers to meeting the LTC needs of middle-income Americans and identified three of the most promising areas for increased financing and delivery opportunities:

• developing better metrics on the effectiveness of technology solutions for home-based care,

• scaling up promising integrated-care delivery programs, and

• designing complementary and affordable public and private LTC insurance solutions.